Education plays a major role in the long-term health and overall life expectancy of your children. When it comes to identifying the factors that could predict future health, education is surpassing race as the top indicator. Even by age 25, a high school dropout has a life expectancy 9 years shorter than a college graduate. That’s nearly a decade of difference – by the mid-twenties.
How could education possibly have such an impact long-term health and life expectancy? When you break it down, more education equals higher earnings. And higher earnings ultimately lead to better access to health care, nutritious food and safer communities. Over time, either having access to – or not having access to – these crucial components of a long and healthy lifestyle really start to add up. Read more
Financial Advisor: Account for Your Spending & Model the Behavior
When it comes to buying power, women are steadily overcoming men. Throughout the next decade, women will control two-thirds of consumer wealth in the United States and will be the beneficiaries of the largest transference of wealth in our country’s history, according to Fleishman-Hillard Inc.
“The stats on a woman’s earning and buying power are pretty extensive; females are doing better in school than men, we’re earning more money than ever before and the business world has known about this trend for years,” says Erica L. McCain, a veteran financial expert, LUTCF and founder of McCain & Associates, (www.mccainins.com).
“As women, we’re inundated by advertisements. The first thing many of us do in the morning is check our e-mail and social media. Before a wake-up shower we may be hit with appeals from Macy’s, Bath and Body Works, Groupon and assorted retailers to ‘click for 50 percent off.’ ”
Of course, these aren’t “deals” so much as advertising campaigns, she says. In fact, there are plenty of women who spend good money on things – whether on themselves or their children – that are relatively frivolous, “I know because I was one of them,” says McCain, author of “Ladies With Loot.” Read more
As parents most of us have the right intentions, but in the hustle and bustle of daily life, it’s difficult to parent positively. As a result, a lot of our interactions with our kids are reactive. According to Marianna S. Klebanov, JD, it’s important to become more aware of our parenting behaviors.
“Just like professional development and getting your finances in order, becoming a more conscious parent involves identifying areas in which you need to improve and keeping those goals at the front of your mind,” says Klebanov, coauthor along with Adam D. Travis of The Critical Role of Parenting in Human Development (Routledge, 2014, ISBN: 978-1-138-02513-4, $46.95, www.criticalroleofparenting.com). “As we enter into a new year, it’s the perfect time to become more intentional about how we do and don’t want to be when we’re with our children.”
Here, she shares a list of 17 things you can do to parent more consciously in 2015. (“Remember, no parent is perfect, and we all make mistakes,” she reminds. “These items are meant to be gentle reminders, not indictments! You might even find it helpful to print this list out and post it on the fridge or bathroom mirror as a daily tickler.”) Read more